What are the Pip and universal credit changes and who will be affected?

The government has confirmed the major concessions to rebel Labor MPs on its planned changes for profit.

Currently, people receiving the health elements of personal freedom payment (PIP), or universal credit will continue to do so.

However, the planned deduction will still affect future contenders.

PIP is paid to 3.7 million people, who have long -term physical or mental health conditions in England and Wales in 2019.

There are two elements – a daily living component and a mobility component. Candidates may be eligible for one or both.

The government is now planning to tighten the assessment of daily life for future contenders. This will not affect those who are already receiving PIPs.

PIP assessment includes questions about food preparing and eating, washing and wearing clothes. Each is scored from zero – without any difficulty – from 12 – for the most serious.

Since November 2026, the government says People will need to score at least four points for an activityInstead of qualifying for support in a wide range of tasks.

For example, helping your hair was required, or below the waist your body will be honored with two digits, but the need for washing between the shoulders and the waist will be equal to the four points.

However, the new four-point border, even when applied to new contenders, is now expected to be prepared together with disability donations. It is not clear how the scoring will be implemented.

Payments for daily life are:

• Standard rate of £ 73.90 per week
• Increased rate of £ 110.40 per week

Payment for mobility element – which are not affected – are:

• Standard rate of £ 29.20 per week
• Increased rate of £ 77.05 per week

PIPs are usually paid every four weeks and are tax-free. It does not depend on someone’s savings or income and does not affect other benefits, or Profit -TopiPeople can get pipes if they are working.

Currently, payment is made for a certain period between another and 10 years, after which it is reviewed. If it can happen soon Somebody’s circumstances change,

The government is planning more continuously. However, people with the highest level of a permanent position or disability will no longer face revaluation.

The government also announced a change in the Universal Credit (UC) as part of the Universal Credit and Personal Freedom Payment Bill.

More than three million recipients have no need to find work due to their health, a number that has increased rapidly.

The original level of universal credit is £ 400.14 per month for a single person, which is 25 or more.

But if you have a limited ability to work due to disability or long-term position, it is more than the payment couple, because due to the additional top-up of £ 423.27.

Under government proposals, The contenders will not be eligible to top-up this disability, until they are 22 or older.,

The new contenders will see additional fall from an additional £ 97 per week by 2026-27 in 2025-26, before the end of 2029–30, before 2026–27.

The government had planned to freeze high rates for current health -related claimants, but it will now grow in accordance with inflation.

The original payment level for universal credit will increase by £ 106 per week by 2029-30.

The Department of Functions and Pension (DWP) is called Those who would have received PIP or UC disability top in the future will be financially lost:

• 430,000 future PIP recipients will lose £ 4,500 per year
• 730,000 future UC recipients will lose an average of £ 3,000 per year

However, this calculation does not take into account the effects of £ 1BN that the government says it will spend to help people with disabilities and long -term health conditions.

In addition, DWP stated that 3.8 million families will get £ 420 per year from the increase in standard UC allowances and changes in evaluation process.

UC changes will apply throughout the UK.

PIP changes will be applicable in England, Wales and North Ireland.

In Scotland, PIP is being phased and replaced with a different benefit Adult disability paymentHowever, although the new PIP rules will not be applicable, any deficiency on spending on profit by Westminster will have a knock-on impact on the Scottish government’s budget.

The government says that it wants to help those who can work in employment.

It says that its £ 1BN investment will provide people “high-quality, sewn and personal support” to help people find jobs.

The government says that it expects to break the link between being working and trying to lose the profit.

Assessment of work capacity, which checks eligibility for health related to universal credit, will be scraped by 2028.

Instead, the contenders will undergo a PIP system to claim health benefits. The government says that they will be assessed how their disability affects their daily lives, rather than their ability to work on their ability.

While a person can get universal credit or pip while in employment, universal credit means-tipper is closed and the topper is closed as an increase in earnings, while PIP is not affected by how much a person works or their savings level.

A new “right to try” system would mean that people will not be financially punished if they take jobs that do not work outside.

The government will also consult on merger of employment and support allowance and job allowance in the same time-limit profit, which is not a means-testing. It will be more generous but available for a short period.

The government spends £ 65BN a year on benefits related to health and disability. It is estimated to increase to £ 100bn by 2029.

PIP is the second largest element of the work-age welfare bill spent by 2029-30 almost double £ 34bn.

Before announcing its concessions, the government expected to save £ 5BN in a year by 2030.

The Resolution Foundation Think Tank suggests that the cost of government concessions is likely to be around £ 3BN.

This is because changes in PIP are estimated to cost between £ 1.5bn and £ 2BN.

It states that undo a freeze on UC health related support can cost £ 1BN.